Frequently asked questions

We understand that navigating the world of insurance can be complex. That's why we've compiled answers to some of the most frequently asked questions to help you make informed decisions. Our goal is to provide you with the knowledge you need to choose the right coverage for your specific needs.

What types of insurance do you offer?

We offer a wide range of insurance products including auto, home, life, and business insurance. We tailor our services to meet the diverse needs of our clients in Temecula, California, and beyond.

How do I determine how much coverage I need?

The amount of coverage you need depends on various factors such as your assets, liabilities, and risk tolerance. We can help you assess your needs and recommend appropriate coverage levels.

What is the difference between term life and whole life insurance?

Term life insurance provides coverage for a specific period, while whole life insurance offers lifelong coverage and includes a cash value component.

How do I file a claim?

To file a claim, contact us directly at [[phonenumber]] or email us at [[email]]. We will guide you through the process and assist you in gathering the necessary documentation.

Why should I choose an independent insurance broker?

As an independent broker, we work with multiple insurance companies to find the best coverage options and rates for you. We are not tied to a single provider, so we can offer unbiased advice.

Do you offer business insurance?

Yes, we provide a variety of business insurance solutions, including general liability, commercial property, and workers' compensation. We can help protect your business from potential risks.

How can I get a quote?

You can request a quote by visiting our website at khfinsurance.com or contacting us directly. We will gather the necessary information and provide you with a personalized quote.

Need more help?

Still have questions? Contact Kourosh Faridian today. Let us help make insurance clear and protection real for you and your family.